All credit card fraud charges are serious legal matters that can have severe implications for you and your family.
If you are convicted, you face potential incarceration and a felony conviction on your record for the rest of your life.
By providing superior service and support, attorney Kerry Armstrong and his reputable team of criminal defense lawyers can provide you with the advocacy you deserve.
We offer legal representation designed to minimize or eliminate the impact a criminal charge could have on your life. Contact us online today to get started.
Credit Card Fraud Laws
According to §§484d-484j of the California Penal Code, credit card fraud is either grand theft or petty left. Grand theft occurs when someone:
- Sells or transfers a credit card without the owner’s consent and with the intent to defraud;
- Acquires four or more credit cards in the name of other people within 12 months under fraudulent circumstances;
- Retains credit card information for a credit card validly issued to another person with the intent to defraud;
- Accumulates over $950 worth of goods, services, or anything of value within six months with an altered, forged, expired, or invalid credit card; or
- Transfers $950 worth of goods, services, or anything of value within six months, knowing the buyer used a fraudulent credit card.
The California Penal Code classifies other crimes as petty theft. This includes retaining or acquiring another person’s credit card or using a fraudulent credit card to acquire goods or services worth less than $950.
Making or passing (sometimes referred to as “uttering”) a fraudulent credit card is considered forgery under this law.
Additionally, changing or modifying credit card account information, including information in the magnetic stripe, is a forgery.
Credit Card Fraud Punishments
The possible sentence you face depends on the nature of your charges under California credit card fraud laws.
The penalty for petty theft is a sentence in the county jail for no longer than six months and a fine not to exceed $1,000. The judge could order you to pay restitution as well.
You face up to one year in the county jail if the judge treats your grand theft conviction as a misdemeanor; however, you could go to prison for for up to three years if the judge finds that your conviction should be classified as a felony.
Beat Your Credit Card Fraud Charges with the Help of an Award-Winning Defense Team
Our award-winning defense attorneys are ready to fight for you and protect your rights.
Our fraud attorneys could possibly even intervene before charges are filed against you. We have extensive knowledge and experience that we’ve gained by trying well over 100 cases to jury trial.
This makes us uniquely poised to get the best possible outcome for your case.